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Rankin and Rankin Insurance Blog

View the latest blog posts from Rankin and Rankin Insurance.

Mitigate Your Water Damage Exposure Torrential rains and flooding continue to impact many parts of the country, causing a big jump in water damage claims. Mechanical breakdowns are also culprits when it comes to these types of losses. But there are many ways you can protect your home from these unfortunate events, including the following READ MORE >>

Usually when you buy something direct, the advantage is that you cut out "the middleman". In this day and age there are plenty of "direct writer" insurance companies out there. These companiess "cut out the middleman" by selling direct to you, rather than through an agent. READ MORE >>

When you start thinking about insurance, there are a lot of different terms and policy options that can be easily misunderstood. Many consumers don’t realize the full extent of what their policies do and don’t cover, some don’t understand what their deductibles and lim... READ MORE >>

Your smart phone, laptop, tablet and other mobile devices keep you on the cutting edge of communications, but are they hurting your body? But physician, physical therapists and chiropractors are noting a dramatic increase in musculoskeletal disorders of the neck and upper back. READ MORE >>

Umbrella Insurance refers to liability insurance that is in excess of specified other policies and also potentially primary insurance for losses not covered by the other policies. An umbrella policy was created to provide additional coverage when a lawsuit brought over injur... READ MORE >>

Water has a unique property in that it expands as it freezes. This expansion puts tremendous pressure on whatever is containing it, including metal or plastic pipes. No matter the "strength" of a container, expanding water can cause pipes to break. READ MORE >>

Taking on a higher deductible, or what some call "assuming more risk," can substantially reduce your insurance rates. There are many variables, of course, contingent on the size of your deductible and your insurance provider. Deductibles exist whether you are talking about personal, or commericial, or health insurance. READ MORE >>

Carving pumpkins and decorating the house are fun family traditions for Halloween. Unfortunately, accidents can happen. It's a good idea to take steps to keep from injuring yourself while carving. Here are some safety tips: Prepare your Pumpkin - Moisture causes your hand or knife to slip. READ MORE >>

After more than three years of implementation marked by numerous false starts and partial delays, next Tuesday promises to be red-letter day for the controversial Affordable Care Act (ACA). Stakeholders on all sides of the healthcare debate will be on the edge of their seats as some of the ACA’s key provisions roll out. READ MORE >>

Whether you’re a concerned parent or a business owner with a fleet of vehicles, you want to keep your family or employees safe when they are on the road.  That leads to one of the favorite modern-day questions: do they make an app for that? READ MORE >>

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